What travel insurance covers
Travel insurance usually covers medical costs and hospitalisation abroad, repatriation, trip cancellation or interruption, and sometimes lost, stolen or delayed baggage. The exact scope, the reimbursement caps and the exclusions depend on each offer.
- Medical costs and hospitalisation abroad.
- Medical repatriation.
- Trip cancellation or interruption.
- Lost, stolen or delayed baggage, depending on the offer.
The particular case of the Schengen visa
A Schengen visa generally requires travel insurance with a minimum amount of medical and repatriation cover, often around 30,000 euros, valid for the whole duration of the planned stay in the Schengen area. Insufficient cover or an end date earlier than the return date can lead to a visa refusal or a problem entering the territory. Check this amount and this duration before choosing an offer, particularly when the departure date is close.
The processing time shown
The processing time shown on an offer is the announced time for the partner broker to review the request, not a claim reimbursement time. It is worth comparing this delay when the trip is close.
Common exclusions
Undeclared risky activities, areas advised against by the authorities, or an undisclosed pre-existing condition are among the most frequent exclusions. Every offer lists its own exclusions: they are worth reading before comparing on price alone.
Compare, then request a quote
Comparing indicative offers for this product quickly shows the covered guarantees and the announced processing time. The partner broker then confirms the exact price and conditions.